ChainUP Wallet Solutions Provider Hicoin provides a true one-stop crypto wallet service solution that includes wealth management, mining, payments, e-commerce, OTC payments, porfolio replication and lending, amongst other functionalities.

Singapore, March 24, 2020 -- Co-Founder of HiCoin, ChainUP wallet solutions division, Mingyuan Wang, gave detailed insights into their wallet solution. ChainUP is a leading global blockchain technology service provider with well-developed blockchain solutions such as whitelabel crypto exchange, wallet and exchange liquidity solutions, to name a few.

HiCoin is the wallet solution for digital currencies and an asset management solutions provider.

Full-featured Wallet Solution

HiCoin focuses on blockchain wallet technology services and currently has an HD (Hierarchical Deterministic) Wallet as well as Cloud Wallet’s core products. It also has asset custody features - comprehensive payment, wallet with full functional features and other landing solutions, and also the ability to quickly build digital wallets and complete blockchain ecosystems for projects, exchanges, online e-commerce, physical enterprises, traditional users, small and medium blockchain enterprises, etc.

Currently the largest systems provider in the blockchain wallet industry, HiCoin was established two years ago, and has served more than 100 customers. It provides a full-featured wallet that includes digital currency applications such as wealth management, mining, payments, e-commerce, OTC payments, portfolio replication, lending, and other functionalities.

Focused on providing one-stop services for wallet customers, this year, HiCoin will be strengthening the functionality of its full-featured wallet while developing asset alliances and building up wallets as financial centers.

Blockchain Wallet Applications

The main landing applications are usually E-commerce, gaming, tokenization, payments, wealth management, and mining. In the future, there will be more varied possibilities like borrowing and portfolio replication.

“I feel that exchanges are similar to securities companies while wallets are similar to banks,” said Wang. “So using this analogy, China has 100 million shareholders but 1 billion bank users. It should not be prioritized in order of magnitude. For the exchange, there is a high frequency of transactions and it functions satisfactorily as a profit-making mechanism. The wallet is more low-profile - it will gather heat slowly, but that flow of heat will be long-lasting.”

B2B vs B2C

At present, Wang contends that the vast majority of B2C wallets on the market are not profitable, and that most of them are for users in the token gaming industry.

“We hope to be able to tap traditional and financial industries, companies with traffic and products, to use our technology for entry into blockchain, thereby converting more new users,” he said. “There are already many B2C wallet companies in the crypto industry that are beginning to provide technical services.”

HiCoin recently served a homestay platform that hoped to acquire millions of users on the platform. By letting users hold digital currencies, the platform could increase their financial attributes and win more customer loyalty, differentiating themselves from rival platforms.

“We prefer this type of customer where they have a set volume of traffic from their customer base, using the blockchain wallet as a tool,” he said. “For the others, we can innovate blockchain application attempts on enterprise scenarios, since wallets are excellent use-case scenarios. E-commerce, games, payments, and finance all have features that can be combined.”

Developing Wallets that Meet Future Requirements

“A good hardware (like an iPhone) plus a HiCoin decentralized wallet can work together very well,” suggested Wang. “However, a hardware wallet is still necessary to store the private key offline so that the private key never touches the internet. In this capacity, it might be better than a mobile phone that can be connected at any time. To better meet future requirements, I would say wallets like HiCoin which we are developing to function as financial centers, will be the answer.”

As HiCoin mostly serves B2B customers, asset security is of paramount importance. This has constantly led to higher security standards, with HiCoin accumulating a wealth of experience in this area.

In terms of risk control and security, HiCoin wallets have inherited the perfect risk control and security system of parent company ChainUP, which can achieve 100% full risk-control coverage. With 30-over security technology guarantees, ChainUP/Hicoin can provide security auditing; monitoring from different angles (users, businesses and systems); multi-level early-risk warnings; and ensure asset safety. At the same time, they have reached long-term and in-depth strategic cooperations with many domestic and foreign security agencies such as Johnwick, CertiK and Chains Guard.

D’App Integration

In the past 18 years, HiCoin has been using the D’App platform as the basic foundation. Currently, there are three types of applications, ETH, EOS, TRX, to directly connect with wallet balances.

“The core focus should be on integrating the D’App to be truly operational,” said Wang. “The future wallet is likely to be a distribution center for applications.”

Pointing out that the wallet is the first entry to blockchain, Wang explained that “to enter blockchain, the first stop requires a container and a carrier - a wallet…..HiCoin is committed to lowering the technology threshold of the wallet, hoping that it will become the industry's infrastructure utility, like water and electricity, ready for everyone's needs.”

Overseas Markets and Compliance

While the global COVID-19 epidemic has had some impact on HiCoin, its brand and technology implementation last year together with the company's timely strategy adjustment and response since the outbreak this year, not to mention its partnerships, have all effectively minimized the impact of the outbreak.

“We will be focusing on this year's international conferences. Hope the epidemic will end soon!” said Wang. “In terms of overall planning, HiCoin will follow in the footsteps of ChainUP to further strengthen the process of globalization and internationalization. At the same time, as products in the compliance process, we will also work on strengthening government cooperation and actively promote the implementation and realization of blockchain applications.”

With the huge upheavals in Bitcoin price movements in Q1 likely extending to Q2, it was imperative that HiCoin continued to “lay a solid foundation, provide better services to customers, and prepare for the huge opportunities next year.”

While many wallets aimed to become the ‘Alipay of the blockchain industry’, Wang insisted that industry conditions had to first be met. These included solid technology, adequate strategic partners, visionary judgment, and strong execution.

For novice wallets users, Wang recommended prioritizing security, then functionality and lastly ease of use.

About HiCoin
HiCoin, a subsidiary of ChainUP, is a leading provider of cryptocurrency wallet solutions. HiCoin builds integrated blockchain ecosystems to provide safe, diversified and reliable wallet technology services.

About ChainUP
ChainUP is a leading blockchain technology solution provider in the world. It owns eight well-developed product lines: digital currency trading (financial derivatives), wallet, situational awareness, public chain and consortium blockchain, mining pool, blockchain cloud media, liquidity, broker, and has constructed an industrial closed-loop from technology service to traffic and traffic commercialization. So far, it has served 300+ exchange clients, 100+ digital wallet clients, 150+ liquidity service clients, which include 50+ million users in over 20 countries from Asia, Europe, America and Oceania. The team members behind ChainUP have worked in top blockchain or internet companies and institutions in technological development and operation management, and are highly experienced in the blockchain industry. It has obtained several rounds of investments from well-known top institutions in the industry, such as Morningside Venture Capital, Joy Capital, Node Capital, Albatross Venture, Taoshi capital, amongst others.

ChainUP Officials:
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Fort Worth, Texas- March 23, 2020-Being eco-conscious is perhaps the best thing we, as a whole, can do for our environment. While dental hygiene seems like an unlikely place to include eco-friendly practices, it is another excellent area to focus on. H. Peter Ku, D.D.S., PA, is proud to offer a few tips to ensure not only good oral care habits but also lessening the impact on the environment.

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Singapore, Mar 23, 2020 -- Community-driven exchange BiKi.com is pleased to announce that it has listed DAI, a stablecoin on the protocol MakerDAO. Known as the largest decentralized stablecoin, it is also the second largest stablecoin overall in terms of collateral value.

“BiKi is pleased to have many of the top 100 coins listed with us over the last month, and now DAI has joined too,” said Ethan Ng, Southeast Asia CEO of BiKi.com. “We are honored that such a popular project has placed their trust in us to provide exceptional listing services as we stay true to our promise of helping projects grow in top crypto markets like China, South Korea and Vietnam, through continuous branding exposure. Already a well-known project, I have no doubt in DAI’s potential to thrive and play a part in the flourishing of the DeFi ecosystem.”

This listing sees BiKi.com offering DAI trading as well as Dai Savings Rate (DSR) to its platform users. A variable rate of accrual earned by locking DAI in the DSR smart contract, DSR allows DAI holders to earn savings automatically and natively while retaining control of their DAI. With no withdrawal limits, deposit limits or liquidity constraints, users can freely enter in and out of the DSR, only needing to pay the ETH fee.

The DSR is also a monetary policy tool used as a global parameter that can be raised or lowered by Maker (MKR) on-chain governance to influence demand for the DAI token. When DSR is raised it incentivizes users to hold more DAI, creating more demand, while the opposite effect occurs when DSR is lowered. The decentralized community of MKR token holders govern the MKR Protocol, the smart contracts that power DAI.

“The inherent efficiency of the Maker Protocol and, by extension, the DeFi ecosystem, are what allow the DSR to provide great savings opportunities for people everywhere,” said Rune Christensen, CEO of MakerDAO.

“The most amazing aspects of the DSR are that it has no counterparty credit risks and it can be implemented on the backend of any DeFi product that uses Dai,” he added.

“We are excited to see BiKi Exchange offer DAI trading and DSR,” said Doo Wan Nam, MakerDAO Business Development. “We hope the integration of Dai and DSR will increase Dai use cases and awareness. Ranging from loans to games to remittance, Dai hedges users from volatility while providing financial freedom. The world’s first unbiased currency.”

Unlike most stablecoins that are fiat-backed and centralized, DAI is crypto-based and decentralized. It is also widely used and recognized, having over 550 live Dai integrations, such as that with UNICEF, and the numbers are growing. Derived from the Chinese character 貸, meaning to lend or provide capital for a loan, the original Dai (now Sai) Stablecoin System was launched in December 2017. Then in November 2019, the current Dai system was launched. The new Multi-Collateral Dai (MCD) upgrades the Single-Collateral Dai (Sai) and includes the DSR feature, allowing DAI holders everywhere to better power their journeys to financial inclusion.

Currently over USD 714 million worth of assets is locked in the system including around USD 66.5 million locked for DSR which is over 55% of total DAI. MakerDAO has received investments from top funds such as Andreessen Horowitz, Polychain and Dragonfly Capital.

MakerDAO joins the ranks of other projects like Dash, Electroneum and Matic, who were listed on the BiKi platform over the past month. Increasingly gaining the attention of popular tokens in the industry, BiKi’s listing services include continuous branding exposure, community building with key influencers as well as joint campaigns. These attractive benefits will continue to attract premium projects for listing on the community-driven exchange.

About BiKi.com:
Headquartered in Singapore, BiKi.com is a global cryptocurrency exchange ranked Top 20 on CoinMarketCap. BiKi.com provides a digital assets platform for trading more than 150 cryptocurrencies and 280 trading pairs. BiKi.com is focused on providing the safest, most stable and most effective cryptocurrency trading platform. 100% of the transaction fees are used in buyback and burning of platform token, BIKI. Since its official opening in August 2018, BiKi.com is considered one of the fastest-growing cryptocurrency exchanges in the world with an accumulated 2 million registered users, 200,000 daily active users, over 2,000 community partners and 200,000 community members. BiKi.com has received investments from Huobi co-founder Du Jun, Genesis Capital Zhu Huai Yang, FBG Capital, ChainUP and others totaling approximately 10 million USD.

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Singapore, Mar 19, 2020 -- On 12th March, ChainUP, CoinTube and Cointelegraph China jointly organized ‘Three-Way Talks’, a blockchain panel discussion with a focus on the latest industry developments and cooperation possibilities in light of the recent COVID-19 epidemic. The panel of distinguished spokespersons included ChainUP Founder and CEO Zhong Gengfa, CoinTube CEO Shatt and Co-founder and CEO of Cointelegraph China, Vadim Krekotin.

Insights from ChainUP Founder and CEO Zhong Gengfa:
Under the current market conditions, ChainUP has been globalizing and localizing while cultivating skills internally.

The current COVID-19 epidemic has seen ChainUP strengthening online branding activities, promoting in-depth media cooperation and also launching an ‘Enterprise Epidemic Support Plan’. In addition, Zhong also believed that now was the time to spend on cultivating skills internally to prepare for the next market breakout.

When it comes to future plans, Zhong Gengfa said that accomplishing goals in the areas of compliance, enterprise group strategies, and globalization have always been ChainUP objectives.

In terms of compliance, ChainUP continues to promote cooperation with regulators and licensed institutions to strengthen monitoring and increase compliance.

In terms of structuring brand groupings, ChainUP focuses on the development of one main brand, three sub-brands (wallet technology service provider HiCoin, exchange liquidity service provider BitWind and financial derivatives service platform EXUP), and five business lines to create a full technology ecosystem.

In terms of globalization, in addition to its Singapore headquarters, Japanese branch, and Hong Kong branch, ChainUP has expanded into more than 10 key markets in various countries and regions, establishing deep ties and connections. In the future, it will continue to expand its blueprint and realize both globalization and localization goals.

Insights from CoinTube CEO Shatt:
Focus on providing more quality financial products to more customers.

Shatt stated that while the sudden onslaught of the COVID-19 pandemic had impacted enterprise business development, it was still within control. Developing enterprises during the epidemic will be both a challenge and a new opportunity.

Since the outbreak, the company has begun to plan and design strategies for online business exhibitions. Shatt revealed that CoinTube was already in contact with some family offices, wealth management companies, insurers, and financial planners and will jointly launch digital asset financial products this year to provide more customers with high-quality financial products.

Believing that a market breakout will be imminent after the epidemic, Shatt pointed out that the down time during the epidemic was valuable for companies to calmly prepare well for the future and to fine-tune and improve their products.

Insights from Co-founder and CEO of Cointelegraph China, Vadim Krekotin:

Cointelegraph China aims to be a bridge between markets in the East and West.

Despite the epidemic, the CTC team still carried out localized interviews, while translating a lot of overseas news and online interviews. In fact, the first ‘Focus’ online interview event was conducted just the day before, an interview of Jeffrey Wernick, an early Bitcoin investor. ‘Focus’ has received extensive industry attention at home and abroad, and will continue to invite international trendsetters to participate, in order to bring more international and professional voices to the Chinese market.

CTC aims to be a bridge between the eastern and western markets. On the one hand, it can bring accurate and timely overseas information to the Chinese domestic market, and introduce more high-quality Chinese blockchain start-ups to the world; while on the other hand, it can attract more premium overseas projects domestically, which develops the global blockchain market.

Three-Way Talks
The blockchain ‘Three-Way Talks’ received support and coverage from the following media: Cointelegraph China, Jinse Finance, DeepChain, TuoLuoCaiJing.cn, PANews, ChainDDFinance, Bitwires, Blocklike, LianTuan, GuoWei and more than 10 other well-known media.

About ChainUP
ChainUP is a leading blockchain technology solution provider in the world. It owns eight well-developed product lines: digital currency trading (financial derivatives), wallet, situational awareness, public chain and consortium blockchain, mining pool, blockchain cloud media, liquidity, broker, and has constructed an industrial closed-loop from technology service to traffic and traffic commercialization. So far, it has served 300+ exchange clients, 100+ digital wallet clients, 150+ liquidity service clients, which include 50+ million users in over 20 countries from Asia, Europe, America and Oceania. The team members behind ChainUP have worked in top blockchain or internet companies and institutions in technological development and operation management, and are highly experienced in the blockchain industry. It has obtained several rounds of investments from well-known top institutions in the industry, such as Morningside Venture Capital, Joy Capital, Node Capital, Albatross Venture, Taoshi capital, amongst others.

ChainUP Officials:
Official Website: https://www.chainup.com
Facebook Page: https://www.facebook.com/ChainUPTechnology
Facebook Group: https://www.facebook.com/groups/ChainUP
Twitter: https://twitter.com/ChainUPOfficial
LinkedIn: https://www.linkedin.com/company/ChainUP-Technology
Telegram: https://t.me/ChainUPOfficial
Medium: https://medium.com/@_ChainUP
Pinterest: https://www.pinterest.com/chainupofficial

Media Contact:
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