Newly Approved Massachusetts Bill Streamlines HECM Reverse Mortgage Counseling via Telephone and Online Video

Seniors can now access Housing Wealth during COVID-19. A new law signed by Governor Charlie Baker simplifies the “counseling” requirement associated with most HECM/Reverse Mortgage loans.

Boston, MA, Apr 28, 2020 -- A new law signed by Governor Charlie Baker simplifies the “counseling” requirement associated with most HECM/Reverse Mortgage loans. The new bill, signed by the governor April 24, 2020, opens the door for telephone and virtual online video counseling to take place during the COVID-19 crisis.

Previously a face to face meeting between borrower and counselor was required. Given the “social distancing” recommendations this had become impossible.

“We are delighted that seniors, age 62 plus, can now move forward with HECM/Reverse Mortgages and receive the financial security and flexibility they need,” noted George Downey, CEO of Harbor Mortgage based in Braintree, MA and a board member of the National Reverse Mortgage Leaders Association, who championed the bill along with a coalition of other stakeholders including the Massachusetts Mortgage Bankers Association.

The new legislation was part of the “An Act providing for a moratorium on evictions and foreclosures during the COVID-19 Emergency” bill H4647.

Downey continued, “Home equity, recognized now as ‘housing wealth’, has become an important and valuable resource to improve financial planning and extend retirement security. If, how, and when to use it is a key question. Every situation is different and the options are increasing as new programs emerge to meet the changing times.”

Home and condominium owners interested in learning more about their options may contact Harbor Mortgage at 781-843-5553, or visit HarborMortgage.com.

About Harbor Mortgage:
Harbor Mortgage Solutions, Inc. is a family-owned, residential mortgage company serving Massachusetts and Rhode Island. Recognized as a leading housing wealth management authority, Harbor Mortgage is dedicated to serving the unique home financing and often complex needs of senior homeowners, while also promoting those needs among consumers, professional advisors, state legislators and industry regulators.

Harbor Mortgage (NMLS #2846, MA-MB2846, and RI 20041821LB) is located in Braintree, MA. For more information, contact 781-843-5553 or visit HarborMortgage.com.

Media Contact:
Steven V. Dubin, PR Works
This email address is being protected from spambots. You need JavaScript enabled to view it.
781-582-1061

CNet Training Focus on Data Centre Sustainability

With sustainability being at the forefront of industry across the world, CNet has reviewed and updated the content of its Certified Data Centre Sustainability Professional (CDCSP®) program to reflect the latest sector needs and innovations.

London, England, April 24, 2020 -- The Certified Data Centre Sustainability Professional (CDCSP®) program teaches how to create and implement a sustainability strategy for mission critical facilities. The comprehensive program provides in-depth knowledge into the steps required to evaluate, analyse, plan, implement and monitor a sustainability strategy, balanced with operational capability for data centre facilities. The updated and reviewed five-day CDCSP® program dates have been announced and are scheduled in the U.K. and the U.S. It’s an Instructor-led remote attendance program, delivering live and fully interactive classroom learning remotely.

Increased awareness of the urgency to implement and maintain a sustainable future coupled with evolving legislation means that data centre operators are under great pressure to embrace sustainability strategies and improve their ‘green’ credentials rapidly and be able to evidence improvement to stakeholders. The program also teaches how to plan for transformation towards a credible sustainability lifecycle, that demonstrates innovation and challenges business ethos whilst being sensitive to business risk and continuity.

On completion of the program learners will also be able to consider the requirements for compliance and have a full understanding of national and international regulations, codes and standards.

Successful completion of the CDCSP® program also provides the learner with a Level 5 BTEC Award, official CDCSP® certification, use of a post nominal title and a digital badge. The digital badge can be easily shared via social media and can also be downloaded to verify knowledge, skills and certifications gained, it therefore adds valuable credibility to individuals’ professional profiles.

The program forms part of the globally renowned Digital Infrastructure Education Framework which maps technical education programs, official certifications and internationally recognised qualifications to knowledge and career progression routes throughout the industry, providing designations that have become key skills reference points that allow those holding them to demonstrate their ability and experience clearly.

Andrew Stevens, CEO at CNet Training, says, “With the increased urgency to implement and maintain a sustainable future we wanted to ensure the CDCSP® program is compact, but comprehensive, and accessible for data centre professionals who are responsible for sustainability within their facility. The new five-day program provides the in-depth knowledge and skills to create and implement a long-term sustainability strategy within mission critical facilities. More essentially, it also provides the knowledge for individuals, and therefore businesses, to champion a sustainability legacy that can enhance competitive advantage, customer perception and reputation.”

CNet Training is the global leader in designing and delivering network infrastructure and data centre education programs and has been delivering industry education since 1996. CNet is the only industry dedicated education provider in the world to offer both internationally recognised qualifications and official certifications.

The first five-day CDCSP® Remote Attendance program starts 27th April with further dates set throughout 2020.

Read the full CDCSP® program overview here - https://bit.ly/2OOATjR

See all future CDCSP® program dates here - https://bit.ly/2OLE1wW

Ends  

For more information on CNet Training’s programs, please go to www.cnet-training.com or call +44 (0) 1284 767100

For further information, please contact Poppy Collier at CNet Training on +44 (0)1284 767100 or email This email address is being protected from spambots. You need JavaScript enabled to view it. 

Media Contact:
Poppy Collier
CNet Training
Fornham St Genevieve
Suffolk, IP28 6TS
United Kingdom
+44 (0)1284 767100
This email address is being protected from spambots. You need JavaScript enabled to view it.
https://www.cnet-training.com/

Companies Turn to Kentucky Firm of Accountants for Tax Planning Advice

Friday April 24, 2020

 

Florence, KY: A trusted accountancy firm is seeing a rise in inquiries as small to medium firms seek the right tax advice as they grapple with the impacts of the COVID-19 pandemic.

While business life has been upturned globally, the likes of David A Terry's accountancy and tax planning are becoming essential services that companies are sourcing right now.

Founded by David Terry to provide accounting and tax services for Northern Kentucky, the company has grown over the last 25 years to offer a full portfolio of financial planning and accounting provider servicing not only to Greater Cincinnati but nationwide. 

"We recognize that our customers come to us for our expert accounting services and have dedicated ourselves to producing outstanding results for our clients," declared Mr Terry.

Their accountants have more than 40 years' combined experience, with know-how in financial planning, tax preparation, retirement and estate planning, small business finance, and much more. 

Each of their accountants holds more than one degree and has been confirmed as a Certified Public Accountant (CPA).  

And with the impact of the coronavirus now impacting business life in many different ways, the services of David A Terry are becoming an essential tool for companies to survive on a financial footing during and after the pandemic.

Mr Terry added: "Our accountants can give proactive tax and accounting advice. We will put a plan in place to help minimize the amount of tax our clients have to pay. Our goals are to reduce our clients' tax burdens and preserve their wealth.

"We pride ourselves on treating each of our clients as the respected community member they are. Whether you're an individual, business owner, or are representing a non-profit organization, we will handle their accounting needs with the highest level of attention and expertise."

Over the last 25 years, the accountants of David A Terry have handled accounting and financial advice for more than 3,000 clients.

Initial consultations are free, and their office is conveniently located in the Florence Professional Commons in Florence, KY. Located close to 71/75 they are easily accessible to anyone throughout Northern Kentucky or Greater Cincinnati.

Mr Terry, who is licensed to practice accounting in Kentucky and Ohio, is an active member of the American Institute of Certified Public Accountants, the Kentucky Society of Certified Public Accountants, and the Ohio Society of Certified Public Accountants.

For an initial free consultation, contact (859) 647-9999 or email: This email address is being protected from spambots. You need JavaScript enabled to view it.. Alternatively, to see their full portfolio of services, click over to their website: www.davidaterrycpa.com.

Tokn Partners With Zencommerce

Tokn, a community platform for small businesses to drive new customers has announced a partnership with Zencommerce India, emerging SaaS platform to enable eCommerce operations to help small businesses to grow and protect in wake of COVID-19 pandemic. 

Small businesses including local and independent online retailers have suffered heavily in current times due to pandemic situation. Falling sales and customers, small businesses are looking more than ever to adopt digital technology and foster collaboration to sustain their communities.

Tokn AI-driven community platform helps small businesses support each other and drive great new customers. It current currently serves 650+ businesses across 3 cities. More than 4000+ merchants already use Zencommerce business-friendly online store platform to drive millions of consumers.

With this partnership, Tokn and Zencommerce India will enable a multitude of options for every small business (SME's). The partnership will see the launch of collaborated product suite enabling online-offline delivery of products/services, driving new gift card sales and bringing more great customers without any upfront costs.

In these tough times, consumers will also be able to support their favorite retailers by buying gift cards, referring their friends, family and using them whenever they want.

Commenting on this partnership Mr Ankur Goel, CEO, Zencommerce India Pvt. Ltd said, "We have been helping businesses get digital ready and with current times it is an absolute necessity for small businesses to be available online. With this partnership, we will be able to drive more revenues and future proof small businesses to stay afloat during tough times."

Raghav Soni, CEO, Tokn commented further, "Our mission has always been to grow and protect small businesses and support communities. Never has been community push so strong then at the current moment. We are eager to deploy our community platform and expertise to do our part in helping small businesses survive this challenging period. This partnership thus leverages online-offline advantages for small businesses to come together and help each other."

About Tokn:
Tokn (www.tokn.in) is the first AI-powered community commerce platform built for millions of independent Mainstreet and online businesses to come together and connect them with million mobile first consumers. Tokn guarantees businesses get discovered when they join the invite-only community and thank their best customers in turn supporting other community businesses.

About Zencommerce:
Zencommerce (www.zencommerce.in) India provides businesses with SaaS platform to start their online e-commerce venture instantly. Zencommerce platform is very user-friendly and an ideal solution for those who want to quickly and professionally set up their online store for buy & sell activity that too on there on own domain name within 1 day. Zencommerce has tie-ups with premium payment gateway companies and logistics companies which enables payment system on merchants website in just a few hours. The company is a leader in the domestic e-commerce market by catering to over 4000+ stores from micro to large trading companies operating locally and internationally. The platform has received awards for best E-commerce Platform for consecutive 3 years and also recently in February 2020 received award for 'The Most Affordable E-commerce Software'.

Lab and Healthcare Flooring Requirements in Covid19

Avon, MA, April 22, 2020 -- The response to the COVID-19 crisis has led to a number of temporary facilities to take the burden off hospitals and other healthcare facilities. SelecTech, Inc., a leader in the manufacture of innovative flooring products with long-term value and immediate benefits, recently announced its FreeStyle BioLock flooring meets the FDA requirements for flooring used for temporary labs and clinics.

The specific FDA requirement, 21 CFR 211.42 -C 10 (i) requires that “Floors, walls, and ceilings of smooth, hard surfaces that are easily cleanable”. SelecTech’s FreeStyle BioLock meets the FDA requirement of being a durable, hard surface that is easy to clean with anti-microbial, hypochlorite or disinfectant cleaners and can handle being cleaned with auto scrubbers.
 
“The timetable in which these testing labs and clinics are needed makes speed of installation a key component of choosing a floor and other items,” said Thomas Ricciardelli, president of SelecTech, Inc. “Because our floor can be installed over existing flooring with little or no down time or no sub floor prep, it makes it a perfect selection for temporary or permanent lab and healthcare facilities.”

SelecTech’s FreeStyle BioLock features an interlocking flooring product customized for use in hospitals, cleanrooms, and labs. BioLock utilizes a water-proof seam sealer that makes tiles liquid-tight but still removable and replaceable. This is a critical feature when you consider that some labs and clinics might be using chemicals that could be damaging if spilled and seeps into flooring.

Additional qualities that make FreeStyle BioLock a superior choice for temporary clinics and hospitals include a urethane, no-wax finish that’s tough, stain resistant and easily maintained and disinfected. BioLock is slip-resistant and conforms to ADA Recommendations (0.70 ASTM D-2047). It also offers superior comfort under foot, enhanced ergonomics, and excellent sound reduction.

From an operations standpoint, BioLock has an abrasion resistance of less than 0.01 gram weight lost ASTM-3389. That means it can easily handle high volumes of traffic: foot or mechanical, wheeled beds, carts, and equipment.

Made with 70 percent recycled materials and 100 percent recyclable, SelecTech flooring products meet CA 1350 Indoor Air Quality and is MAS Certified Green.

“BioLock flooring is also reusable and recyclable.  So, when the temporary need is over, the tiles can either be reused in another location, or recycled back into new BioLock. We offer a take back program to provide the users an easy way to repurpose the tiles when they are done with them and keep them out of the waste stream,” said Ricciardelli. “This is an important consideration when choosing flooring for these temporary facilities. When the need is over, the waste generated from conventional flooring could be overwhelming. BioLock is the most sensible alternative for this type of application.”

To request a sample of SelecTech flooring products, including FreeStyle BioLock, or to learn more about the medical facilities uses for SelecTech products, please call 508-583-3200 or visit www.selectech.com.

About SelecTech, Inc:
FreeStyle is a division of SelecTech, Inc., which was founded in 1993 with the mission of creating valuable products from scrap plastics. The company has become a leader in the manufacture of flooring products from recycled materials and uses one million pounds of recycled materials annually. Their products are made with up to 100 percent recycled content, are 100 percent recyclable and installed without adhesives making them some of the “greenest” and most cost-effective flooring products available. The unique interlock system on SelecTech’s flooring products enable them to be installed at a much lower cost, without a lot of costly downtime, which provides significant value to customers.

Using state-of-the-art technology and innovative product design, SelecTech has also created the top performing Place N’ Go residential flooring products, which are available at Home Depot. They are also the creators and manufacturers of StaticStop ESD flooring products. SelecTech is a vendor partner of Health Care Institute (HCI), an International Facility Management Association (IFMA) alliance partner and Starnet, an international flooring contractor cooperative. The company is headquartered at 33 Wales Avenue, Suite F in Avon, MA. For more information about SelecTech, visit http://www.selectech.com.

Media Contact:
Steven V. Dubin, PR Works
This email address is being protected from spambots. You need JavaScript enabled to view it.
781-582-1061